
Advocate Vikram Singh
Vikram Singh & Associates, Punjab & Haryana High Court, Chandigarh. Updated October 2026.
Electric shock injury compensation is often far harder to claim fairly than families expect. Not every electrocution ends in death; some of the hardest cases involve children who survive with an amputated limb or a permanent disability, and whose families are offered a policy amount that bears no relation to a lifetime of need. This case study walks through one reported judgment of the Punjab & Haryana High Court, and what it teaches families facing a similar loss.
It supports our main guide on electrocution death compensation in the Punjab and Haryana High Court, which covers death claims and the writ procedure in full.
Case at a glance
| Case | Anshu v. State of Haryana & Ors., CWP-17880-2023 |
| Court | Punjab & Haryana High Court, Division Bench |
| Decided | 16 March 2026 |
| Injury | Loss of an arm after contact with an 11 KV line passing almost against the balcony of the family home |
| Policy amount paid | About тВ╣18.9 lakh under DHBVN’s 2019 instructions |
| Awarded by Court | About тВ╣99.9 lakh, with interest at 7.5% per annum, without deducting the policy amount |
On an ordinary January afternoon in 2022, a six-year-old girl was playing on the terrace of her family’s house in a small town in Mahendragarh district. A high-tension line ran so close to the balcony that it almost touched it. The family had earlier asked the authorities to shift it. That afternoon, the child came into dangerous proximity with the live line. She survived, but lost her arm.
The judgment has been reported in the legal press. The family first went to the High Court in 2022, and the Nigam was directed to decide the claim under its compensation instructions of 15.07.2019. In February 2023 it sanctioned about тВ╣18.9 lakh. The family came back to the High Court, arguing that this figure could not compensate a child for a lifetime without an arm.
The Nigam’s principal answers were familiar ones. It said the family had accepted the policy amount, so the claim was closed. It said the policy itself was a humanitarian concession that could not be enforced in court. And it blamed the child’s father for extending the balcony towards the line.
A policy written to give something irrespective of fault cannot be turned into a reason to give nothing more.
The Division Bench rejected each answer. The Nigam’s own inquiry report fixing responsibility had not been challenged and had been acted upon, so liability was not genuinely in dispute. The 2019 instructions themselves said the compensation was over and above what was admissible under applicable law, so accepting it did not bar a claim for just compensation. Liability for a high-voltage line near habitation was strict, and the Nigam had not shown that any exception applied.
The Court then assessed electric shock injury compensation itself. It fixed a notional income for the child, added future prospects, and awarded separate amounts for pain and suffering, loss of amenities, future medical needs and attendant care. The total came to about тВ╣99.9 lakh. The policy amount was not deducted, and interest at 7.5% per annum was allowed from the date the petition was filed, payable directly into the bank account. The Court did not, however, strike down the policy for being inadequate.
A child has no income to lose today, so courts look at the life the child would otherwise have had. The Supreme Court’s decisions in Kajal v. Jagdish Chand (2020) and Sidram (2023), followed in Anshu, guide the heads usually considered:
| Head of compensation | What it covers |
|---|---|
| Loss of future earning capacity | A notional income, adjusted for the percentage of permanent disability, with future prospects |
| Pain, suffering and trauma | The physical and mental suffering already endured and still to come |
| Loss of amenities and marriage prospects | The ordinary enjoyment of life that the injury takes away |
| Medical expenses and prosthetics | Past treatment and the cost of future surgeries, prosthetic limbs and replacements |
| Attendant and care costs | The cost of a caregiver over the years the child will need help |
In any electric shock injury compensation claim, the percentage of permanent disability matters greatly, because loss of earning capacity is usually scaled to it. Families should obtain a disability certificate from the competent medical board, issued under the Rights of Persons with Disabilities Act, 2016, and keep the earlier hospital records that show how the injury progressed. The same heads apply in Punjab, where claims lie against PSPCL or PSTCL.
The Supreme Court took a similar approach in Raman v. Uttar Haryana Bijli Vitran Nigam Ltd. (2014) 15 SCC 1. There, compensation of тВ╣60 lakh for a four-year-old boy left with total permanent disability was restored, because safety measures for the live wires had not been provided.
Lessons for families
Keep every medical record, disability certificate and bill from the first day. Ask for the inquiry report and check whether the utility has accepted it. Do not treat the policy amount as final. And remember that after the Supreme Court’s 2026 ruling in KPTCL v. Rekha, the strength of a writ petition depends on liability being clear on the utility’s own record.
The same principles of electric shock injury compensation apply in Punjab, where claims lie against PSPCL; see PSPCL electrocution compensation in Punjab. For the documents to secure immediately after an accident, see what to do after electrocution death; most steps apply equally to injury cases.
Related guides
Main guide: Electrocution death compensation in Punjab and Haryana: the complete High Court guide
Supreme Court electrocution compensation ruling (KPTCL v. Rekha)
PSPCL electrocution compensation in Punjab
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Yes. Injury and disability claims are assessed on loss of earning capacity, pain and suffering, loss of amenities, medical costs and attendant care. The Punjab & Haryana High Court awarded about тВ╣99.9 lakh in such a case in 2026.
Courts fix a notional income and add future prospects, following Supreme Court decisions such as Kajal v. Jagdish Chand and Sidram.
In Anshu, the High Court held that the amount paid under the 2019 instructions was over and above legal entitlement and was not to be deducted.
Medical records, the disability certificate from the competent medical board, bills for prosthetics and treatment, photographs of the line, and the utility’s inquiry report.
If a child in your family has been injured by a live wire, the medical records and the inquiry report together decide what can be claimed. Putting them in order early makes every later step easier.
Our office is at Sector 15, Panchkula, and we appear before the Punjab & Haryana High Court at Chandigarh and the District Courts of Chandigarh, Panchkula and Mohali. Families who wish to have their documents reviewed may contact us at +91 99881 70779 or singhsadvocate@gmail.com.
This article is for general legal awareness and is not legal advice or a solicitation of work. It is published in accordance with Rule 36 of the Bar Council of India Rules. Facts of any matter referred to have been anonymised unless taken from a reported judgment. Reading this article does not create an advocateтАУclient relationship. Advocate Vikram Singh, Enrolment No. P-607/2008.